About a week ago, I spoke on a panel at the annual convention of the New England Human Resource Association with a fellow by the name of Ron Leopold. Ron’s an MD who currently serves as a Vice President at MetLife. He gave a very interesting presentation, and included some fascinating national employer and employee […]

Many people have asked me if the recent agreement between General Motors and the UAW to establish a union-run, independent health benefits trust is a prelude to a major change in health insurance operations and finance in this country. I say no. The auto manufacturers and the auto unions have a particular set of problems […]

For the past few years, there’s been an ongoing discussion about whether or not small businesses get the short end of the stick when it comes to how much they pay for health insurance.  The line goes something like this - “Big businesses bargain hard - because they’re big - and get great deals, while […]